The guides
Know more before you sign anything
Six explainers on how business funding actually works.
Clear, no-spin explainers on how business funding actually works, written by people who do these deals every day.
01How to get a small business loan, step by step
The full process, from working out what you need to choosing the right offer. Getting started · 7 min read
02Term loan vs line of credit: which fits your business
When a lump sum beats flexible credit, and when it is the other way around. Compare · 6 min read
03Factor rate vs APR, and how to read the real cost
Why a 1.3 factor rate isn't what it sounds like, and the math that shows your true cost. Costs · 5 min read
04SBA loans explained, and how to know if you qualify
The lowest-cost money on the market, who it is for, and what the process really looks like. SBA · 8 min read
05What underwriters look for in your bank statements
The numbers that decide your approval, explained so you can fix them before you apply. Qualify · 6 min read
06When consolidating your advances actually makes sense
How to tell if rolling several positions into one payment helps, or just resets the clock. Cash flow · 7 min read
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